The money has to be used to either start a small business or enhance an existing one.
So far we have had a 100% payment return. One of the advantages of this project is that the women have had to learn how to use the banking system. The repayments are made directly into an account at the bank so the women have had to become familiar with filling out deposit slips. For many women this was the first time that they have ever had to enter a bank.